Columbus Auto Group West FAQ

Question 1

Do your used cars have warranty?

Accepted Answer

Yes everyone of our cars come with excellent peace of mind warranty so you can finance your car with confedence.

Question 2

I have no credit at all. Can you help me get a car?

Accepted Answer

We can help you get in a car even with no credit. You may not not be able to get you in that expensive car you were probably eying, but we can get you in a decent car you will  like. Lenders tend to be a bit careful with buyers who have no credit at all. Is there a way to get you approved? Yes there is.

Question 3

I have bad credit. Can you get me in a car with my bad credit?

Accepted Answer

We have helped many drivers with bad credit get in a car. There are different things we do to by-pass your bad credit sitauion. We look at your current income, time on the job, your down payment and the car you want. We can help bad credit drivers get in a car.

Question 4

I am on SSI. Can you help me?

Accepted Answer

Yes we can help. We count SSI as income. Our minimum income required for approval is $2k per month. As long as your social security income is at that amount or over, we can get you in a  car. If your SSI is low, we recommend you use a co-signer.

Question 5

Do you have fuel-efficient cars? I need cars that don't consume too much gas.

Accepted Answer

Yes we have lots of fuel-effecient used car brands. We have Nissan, Chevy, Ford and more. Please see our inventory here  https://columbusautogroupwest.com/inventory/

Question 6

Do you have low mileage used cars?

Accepted Answer

Yes we do. About half of our inventory are low mileage cars. Please check our inventory here.  https://columbusautogroupwest.com/inventory/

Question 7

How does you financing process work?

Accepted Answer

To improve your chances of getting approved, you just need to prove that you make $2k+ a month, show job time of 3+ months, and no repo within the past 90 days. Driver's license and insurance is helpful but we can work without it. We will submit your application to the lender and the lender will let us know what your down payments and monthly payments will be. After everything is agreed to, we finalize your insurance. You go for a test drive and the car is yours.

Question 8

How much are your used cars? Do you have used cars under $10,000?

Accepted Answer

We have very affordable used cars. About half of our inventory is under $10,000 or right around $10,000. We also do trade-ins. You can use your old car as down payment for a new one.

Question 9

What are your down payments and monthly payments like?

Accepted Answer

We have no set down payment. We try to work with what you have. We may be able to do zero down in some cases. The type of car you choose and your income may also factor in your down payment. The banks we finance through will tell us how much they need down. Most customers do down payments between $500 and $1,000. Some do $1,500 or more. In some cases $0 down or $49 down is possible.

Monthly payments ranges from $350 to $499 a month. We try to get you a payment plan that fits your budget.

Question 10

Are you a buy here pay here or do you finance through banks?

Accepted Answer

We are not a buy here pay here [ bhph ]. We do somethings that BHPH does but we finance through banks/lenders. We are affiliated with about 4 lenders. This will help increase your chances of getting approved.

Question 11

My income is not enough. Can I use a co buyer?

Accepted Answer

Yes we accept co- buyers or co-signers.   If your income is too low or you have a repo on your record that makes you ineligible for approval, you can used a co-signer.

Question 12

What's the minimum income required to get approved?

Accepted Answer

As of now, we ask that you make at least $2,000 a month in income to qualify for financing. If your income is too low you can use a co-signer or you can put down a larger down payment to help convince the lender.

Question 13

How long do I have to be at my job to get approved?

Accepted Answer

If you have been at your job for at least 3 months or more, you have a better chance to get approved.  If you have been at your job for less than that, there may be ways we can still get you approved.

Question 14

I don't have a driver's licence. Can I still apply?

Accepted Answer

Yes you can. Some of the lenders we work with don't need a driver's license to get you approved. We can get you started with the financing process then you can get the driver's license later. Go ahead and apply.

Question 15

What should I bring with me when coming to your dealership?

Accepted Answer

Please bring with you some paystubs [If you can pull them up on your phone at the dealership, that's fine], piece of mail or utility bill with your name, ID, and any other stuff you think may help approve you faster.

Question 16

Can I apply online before I come in?

Accepted Answer

Yes sure you can. That helps to speed up the approval process. Here is the link to apply. https://www.columbusautogroupwest.com/apply-online/

Question 17

Do you do trade-in?

Accepted Answer

Yes we accept trade-in. Let us know the year,make and model of your old car including mileage so we can give you the right offer. You can use your old car as part down payment for another car.

Question 18

What is the best Used Car Dealer in Columbus?

Accepted Answer

Columbus Auto Group West is a premier Used Car Dealer based in Columbus, OH. We have the best used car deals and offers for those who live on the Westside Columbus, Far Westside Columbus or Southwest Columbus OH.

Question 19

What areas does Columbus Auto Group West serve?

Accepted Answer

West Side Columbus OH, Far West area of Columbus, German Village, Lockbourne, Grove City, Galloway OH, West Jeff, and parts of Franklin County Ohio.

Question 20

Does Columbus Auto Group West accept credit cards?

Accepted Answer

Columbus Auto Group West accepts the following forms of payment: American Express, Discover, PayPal, Financing Available, Personal Checks, Mastercard, Visa, Apple Pay, Insurance, Google Wallet

Columbus Auto Group West | (614) 272-2035 | 2035 Sullivant Ave Columbus OH 43223

Financing Used Cars Starts Here

Author: Emmanuel kesse